Bicyclist·$85K Settlement/MVA·$75K Settlement/MVA·$90K Settlement/MVA · Rear End·$115K Settlement/MVA · Passenger·$110K Settlement/Pedestrian·$80K Settlement/MVA·$76K Settlement/MVA·$67K Settlement/

Personal Injury

An injury changes your finances as fast as it changes your health. Here is how personal injury claims work in New York, what the deadlines are, and what we do at each stage.

An injured client in an arm sling meeting with a personal injury attorney

Personal Injury Claims in New York

An injury changes your finances as fast as it changes your health. The treatment starts immediately, the income stops, and the first call you get from an insurer usually comes while you are still working out how badly you are hurt.

We are a personal injury firm in Bayside, Queens, and we handle these cases across New York. This page explains how a claim actually works here: the deadlines that apply, what determines the value, the mistakes that reduce it, and what we take off your hands at each stage.

What You Can Recover

A personal injury claim arises when someone else's negligence causes you harm. What you can recover falls into these categories:

  • Medical expenses: emergency treatment, surgery, hospital stays, medication, physical therapy, and the care you will still need going forward.
  • Lost wages: income you did not earn because you could not work, and reduced earning capacity where the injury changes what you are able to do.
  • Pain and suffering: compensation for the physical pain and the psychological effect of the injury. In a serious case this is frequently the largest single component of the claim.
  • Property damage: the cost of repairing or replacing what was damaged.
  • Loss of consortium: compensation to a spouse for the effect of the injury on the marital relationship.

We work out which of these apply to you at the start, because the ones people tend to overlook, future care and reduced earning capacity, are usually the ones worth the most.

Types of Personal Injury Cases We Handle

We take on the full range of injury work. Each of these has its own page explaining how that kind of case runs:

Car AccidentsWe handle the no-fault application, deal with the insurer, and build the liability case where your injuries meet the serious injury threshold.Learn moreBicycle AccidentsWe identify every party responsible, which in cycling cases often includes a driver, an employer, and sometimes the entity that maintains the roadway.Learn moreTruck AccidentsWe move quickly on driver logs, maintenance records, and electronic data, which carriers are only required to keep for a limited period.Learn moreConstruction AccidentsWe run the workers' compensation claim and the separate Labor Law case against the owner or general contractor alongside each other.Learn moreMotorcycle AccidentsWe push back on the assumption that the rider was at fault, which is where these cases are usually won or lost.Learn moreNursing Home NeglectWe obtain the chart, the staffing records, and the inspection history, and we work out whether the claim is negligence or malpractice, because the deadline differs.Learn morePedestrian AccidentsWe check immediately whether a city vehicle or a government-maintained roadway is involved, because that shortens your deadline to 90 days.Learn morePremises LiabilityWe prove the owner knew about the hazard or should have, which is the element these cases turn on.Learn moreSlip & FallsWe secure the surveillance footage before it is overwritten, and we document the condition before it is repaired.Learn moreWrongful DeathWe handle the estate appointment that has to happen before the claim can be brought, and we work to a two-year deadline that runs from the date of death.Learn moreWorkers' CompensationWe file within the deadlines, handle the hearings, and look for a third party claim alongside the compensation case where one exists.Learn more

How the Legal Process Works

Here is what working with us actually involves, stage by stage:

  • Free consultation: we hear what happened and tell you honestly whether you have a case. You meet an attorney, not a paralegal.
  • Investigation: we obtain the medical records, the police report, and any surveillance footage, and we take statements from witnesses while their memory is fresh. Where the case needs it, we bring in experts.
  • Filing and negotiation: we handle the paperwork, the correspondence with the insurer, and the deadlines. You do not speak to an adjuster again unless you want to.
  • Settlement or trial: most cases resolve without a trial. We prepare every case as though it will not, because thorough preparation is what supports a fair result.

New York Personal Injury Laws You Should Know

Three rules shape almost every claim in this state:

  • Statute of Limitations: In New York, most personal injury lawsuits must be started within three years of the date of the injury (CPLR 214(5)). Medical malpractice runs on a different clock, two years and six months (CPLR 214-a). A wrongful death claim must be brought within two years of the date of death (EPTL 5-4.1). A claim against a city or other public entity generally requires a written notice of claim within 90 days (General Municipal Law 50-e), with suit started within one year and 90 days (General Municipal Law 50-i). Where the injured person was a minor, the deadline is generally tolled until three years after their eighteenth birthday, subject to a ten-year outer limit (CPLR 208).
  • Comparative Negligence: being partly at fault does not bar your claim. Under CPLR 1411 your recovery is reduced by your share of the fault and nothing more, so a finding that you were twenty percent responsible still leaves eighty percent recoverable.
  • No-Fault Insurance: after a motor vehicle accident your own insurer pays medical bills and part of your lost wages regardless of who caused the crash. To recover for pain and suffering on top of that, you have to meet the serious injury threshold in Insurance Law 5102(d).

The one people most often miss is the 90-day municipal notice. If a city bus, a sanitation truck, or a government-maintained sidewalk is any part of what happened, the three-year figure does not apply to you. We work out who is properly in the case early, precisely so that clock does not run out while everyone assumes there is time.

How Much Is Your Personal Injury Case Worth?

A case cannot be valued accurately at a first phone call. What the value turns on:

  • Severity of the injury: more serious injuries support higher compensation.
  • Length of recovery: a permanent or long-term condition is worth more than one you recover from fully.
  • Medical costs: the treatment you have had and the care you will still need.
  • Effect on your ability to work: lost income, and reduced earning capacity where you cannot go back to the work you did before.
  • Pain and emotional suffering: often the largest component of a serious claim.
  • Degree of negligence: where the conduct was reckless rather than merely careless, punitive damages may be available.

Where a case warrants it, we bring in treating physicians, economists, and vocational experts to document what the injury will cost you over a lifetime rather than what it has cost you so far. That difference is usually the difference between a quick offer and a fair one.

Steps to Take After a Personal Injury

What you do in the first days affects what the claim is worth later:

  • Get medical attention immediately. Your health comes first, and the records created at the time are the evidence that connects the injury to the accident.
  • Report the incident. Whether it is a crash or a workplace injury, make sure there is an official record of it.
  • Document everything. Photograph the scene, get the names of witnesses, and keep receipts, damaged clothing, and anything else physical.
  • Do not give a recorded statement on your own. An adjuster may ask questions whose answers reduce the claim.
  • Speak to a lawyer early. Evidence disappears, footage is overwritten, and some deadlines are far shorter than people expect.

If you call us early, we can help with these steps rather than work around them later.

Common Mistakes That Can Hurt Your Injury Claim

A valid claim can still be reduced or lost. These are the ways it usually happens:

  • Delaying treatment: a gap between the accident and your first appointment gives the insurer an argument that the injury was minor, or unrelated.
  • Posting about it: photographs and comments get taken out of context and used against you.
  • Not following your doctor's advice: missed appointments and abandoned treatment are read as evidence that you were not badly hurt.
  • Accepting an early offer: a first offer often arrives before the full extent of the injury is known.
  • Waiting to get advice: evidence such as surveillance footage may no longer be available by the time a claim becomes difficult.

We take over communication with the insurer from the day we are retained, which removes most of these risks at once.

What to Expect in a Personal Injury Settlement

Most cases settle. Knowing the sequence makes it easier to judge whether an offer is reasonable:

  • Demand letter: once your treatment has progressed far enough to know what you are dealing with, we set out the injuries, the treatment, the losses, and what we say the case is worth, supported by the medical records.
  • Negotiation: we deal with the adjuster and defense counsel directly.
  • Reviewing offers: we tell you what each offer is worth against what we think the case is worth, and what the risk is of turning it down. The decision is yours.
  • Settlement agreement: the terms are documented and signed.
  • Disbursement: medical liens and case expenses are resolved and the balance is paid to you.

We do not recommend settling before your treatment has progressed far enough to know what the injury means for you. A settlement is final, and it covers future treatment as well as the care you have already received.

Long-Term Impact of Personal Injuries

Serious injuries do not stop mattering when the treatment ends. These effects belong in the claim:

  • Chronic pain: injuries such as herniated discs and soft tissue damage frequently cause lasting discomfort.
  • Reduced mobility and disability: some people need ongoing support or adaptations at home.
  • Mental health: anxiety, depression, and post-traumatic stress are common after a serious accident and are compensable.
  • Career: you may have to change work or stop entirely, which is a loss of earning capacity, not just lost wages.
  • Relationships: injuries affect family life, independence, and the people around you.

We document these with medical and vocational evidence rather than asserting them, because an insurer will pay for what is proved and not for what is described.

Why Work With Us

You Deal With an Attorney

We are a boutique firm, which means your case is handled by an attorney who knows it rather than passed down a chain. You get a direct line and your calls are returned.

We Prepare Every Case for Trial

Most cases settle, but the settlement value of a case depends on what the other side thinks will happen if it does not. We prepare accordingly, and we are willing to try a case when the offer does not reflect what it is worth.

Contingency Fee

We handle personal injury matters on a contingency fee. Our fee comes out of the recovery, so there is no fee if there is no recovery. We will go through exactly how the fee and any case expenses work before you sign anything.

We Are Local

We practice in Queens and the surrounding boroughs, in the courts where these cases are actually heard, and we know how the municipal notice requirements work in this city.

This article is general information about New York law, not legal advice, and reading it does not create an attorney-client relationship. Every case turns on its own facts. For advice about your situation, call (718) 878-1177 or contact us.

Shimun A. Ilyayev, Esq.
Written By

Shimun A. Ilyayev, Esq.

Founding Attorney
View Full Profile
Related Practice AreaPersonal Injury

Personal Injury Questions, Answered by Our Attorneys

For a minor claim with no real injury, sometimes not. Once there is meaningful treatment, lost income, or a dispute about fault, yes. The insurer will have its own lawyers and adjusters, and the process is difficult to manage on your own. Our consultation is free, so finding out costs nothing.

It depends on the injury and on whether liability is disputed. Straightforward cases can resolve in months. Cases involving serious injury usually take longer, partly because settling before your treatment has progressed means settling without knowing what the injury is worth. Cases that go to trial take longer again.

Probably not. The large majority of personal injury cases settle. We prepare every case as though it will be tried, because that is what makes a reasonable settlement offer more likely, and we are willing to go to trial when the offer does not reflect the case.

You can still recover. New York applies pure comparative fault under CPLR 1411, so being partly responsible reduces your recovery by your share of the fault rather than barring it. Someone found twenty percent at fault can still recover eighty percent of their proven damages. Do not decide on your own that you have no claim.

Personal injury matters are handled on a contingency fee, which means the fee comes out of a recovery and there is no fee if there is no recovery. The initial consultation is free. We will go through the fee and how case expenses are handled with you in writing before you retain us.

Most personal injury lawsuits in New York must be started within three years of the date of the injury (CPLR 214(5)), but several situations run shorter. Medical malpractice is two years and six months. Wrongful death is two years from the date of death. A claim involving a city or public authority generally requires a written notice of claim within 90 days. Because the deadline depends on who is responsible, it is worth confirming early rather than assuming three years applies.

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